Thank you for taking the time to investigate the world of possibilities with the Independent Network of Consultants & Advisors (INC Advisors).
As an elite financial advisor, you have already achieved success and have many choices. For decades, the progression of successful advisors has led to a migration toward the independent business model. The growth of, and interest in, the independent model is even more prevalent today.
Going independent doesn’t mean you have to go it alone. INC Advisors has an excellent reputation and a healthy track record of success. As an independent advisor, you will gain the flexibility, transparency and control that only can be realized as a small business owner. We believe this allows you to better serve your clients.
We’ve developed a turnkey proprietary model for helping your business grow and a culture of unified independence that provides you with a variety of solutions. Our economies of scale, financial strength, stability and breadth of wealth management services offers those advisors who embrace a growth mindset the continued opportunity to thrive and compete today and in the future.
There are many independent models to consider when evaluating such an important career decision. Therefore, we promise you that all of our conversations will be confidential, transparent and always with your best interest in mind. We have worked in every channel of the wealth management business; as such we are able to provide a deep understanding and broad perspective of the challenges and opportunities that come with making a move.
We look forward to an engaging conversation with you.
Proven leadership and experience throughout our careers has produced significant results in all three wealth management channels — Wirehouse, IBD/RIA and Bank Trust.
We aim to be a national premier wealth management firm —
delivering unparalleled service and a commitment to excellence
Rick is a highly regarded industry leader in wealth management, an author, and former National Sales Manager at Morgan Stanley with over 8,000 advisors in 500 across the country. Rick’s notable 35-year track record of success spans across wirehouse, bank trust, and Registered Investment Advisors (RIAs). Holding senior leadership positions with Merrill Lynch, Wells Fargo and UBS, Rick’s track record speaks for itself. As Regional President at Wells with over $30 billion in AUM and Regional Director at Morgan Stanley with over $35 billion in AUM, Rick led both regions from nearly last to first in the country by applying his sound principles, proven strategies and actionable tactics. Rick is also an international keynote speaker and adjunct professor. Rick has created and delivered over 1,400 inspiring keynotes to tens of thousands of advisors and managers achieve greater success.
Rick and his family reside in northern New Jersey.
As an early and pioneering “breakaway wirehouse” advisor and entrepreneur, Rich founded the Independent Network of Consultants & Advisors (INC Advisors) in 2003 with a vision and spirit of creating Unified Independence. Along with his entrepreneurial spirit, he created and built local infrastructure and economies of scale evolving INC Advisors into one of the largest independent advisor network groups in the country – as well as one of the largest enterprise groups at LPL Financial. Separately, Rich founded and leads a registered SEC hybrid RIA.
As a 25+-year veteran leader in wealth management, Rich’s breadth of experience includes being a successful wealth manager, coach, business manager and leader at both Merrill Lynch and PaineWebber. His deep expertise and knowledge centers around wealth management products and services, practice management, compliance, operations, workflow, service, marketing, technology, human resources and RIAs.
Rich is a graduate of Gettysburg College awarded a BA with a concentration in economics a minor in accounting and is a member of Omicron Delta Epsilon; The International Honor Society for Economics. In addition to holding multiple FINRA securities licenses, Rich also holds designations as a Chartered Financial Consultant® issued by the American College of Financial Services and the Chartered Retirement Planning Counselor issued by the College of Financial Planning.
Rob joined INC. Advisors in June, 2017 as Vice President and CCO for its two SEC-registered investment adviser firms, Private Portfolio Partners and Gladstone Institutional Advisory. With over 20 years of experience in regulatory and compliance affairs within the financial services industry, Rob most recently served as CCO for Janney Montgomery Scott, where he oversaw the entire regulatory and compliance function of the asset management division of the firm which manages approximately $36 billion in assets, and was also responsible for compliance oversight of Janney’s advisory affiliate, Janney Capital Management. His experience also includes providing perspective on the dually registered firm’s approaches to ethics, risk management, brokerage compliance, best execution and other SEC and FINRA policy making issues. Rob’s previous experience also includes serving as CCO for Summit Equities Inc., a dually registered broker-dealer and investment adviser based in Parsippany, NJ. Early in his career, he held various roles at AXA Advisers and Mellon Securities including Regional Compliance Officer and Compliance Director.
Rob earned a JD from Northwestern California University School of Law, BS from the University of Arizona and Excelsior College, Certificate in Industrial and Labor Relations from Cornell University and FIRNA Series 4, 6, 7, 14, 24, 51, 63, 65, IBP, 79, 99 securities registrations and life and health insurance licenses. Rob has over 18 years of registered broker-dealer and investment advisor regulatory and compliance experience. Rob specializes in supporting INC Advisors’ business initiatives, building and developing compliance programs, managing teams and preserving and enhancing reputations with regulatory agencies.
Prior to joining in 2017, Rob served in a number of leadership positions. Rob earned a J.D. from Northwestern California University School of Law, B.S. from the University of Arizona and Excelsior College and a Certificate in Industrial and Labor Relations from Cornell University. He is securities registered Series 4, 6, 7, 14, 24, 53, 63, 79, 99 with LPL Financial and series 65 registered with PPP and GIA and is life and health insurance licensed. He is a member of the Securities Industry Financial Markets Association (SIFMA) Compliance and Legal Society, National Society of Compliance Professionals (NSCP), registered with Thomson Reuters Expert Witness Services and has served on a number of financial industry committees and working groups.
Prior to founding Life Policy Pros, Inc., I served as the Regional Sales Director for Midland National Life, supporting financial professionals in the state of New Jersey with comprehensive life insurance solutions for the past 10 years. I have 33 years in the financial services industry and am a frequent speaker and presenter on the multiple uses of life insurance.
My experience makes me extremely effective in identifying, implementing and executing life insurance solutions for other financial professionals.
I got my start in the business in 1985, right out of college. I worked for Northwestern Mutual for 20 years and two other carriers before joining Midland National. I have experience as an Investment Advisor Rep (IAR)* and a Registered Principal. My depth of experience includes financial planning, investments and life insurance sales.
I graduated from Eastern Connecticut State University in 1985 with a degree in Business Administration where I competed in Men’s Baseball, winning the National Championship in 1982. I hold my FINRA SERIES 6, 63, 66, 7 AND 8 license and my license in Life and Health.
I live in Princeton, New Jersey and am the father of five grown children. I lead an active life and maintain a regular fitness program. I also am an avid outdoorsman. A huge sports fan and recently retired from competitive baseball.
I have a long history in the Financial field. Before joining LPL in August of 2018, I was the Practice Coordinator for FHC Wealth Advisors. I then ran a home business while raising my three children. Prior to that I was Managing Director of an Equity Trading desk at Smith Barney and a NASDAQ Market Maker at Shearson Lehman Brothers. I bring my passion for learning, time-management, organizational skills and the pleasure of helping people to work with me every day.
While working as part of the Administrative Team, I see my role as an extension of the Financial Advisors I support. I greatly enjoy providing exemplary service to every client while assisting the Advisors in every aspect of their practice. I currently hold my insurance license.
I hold degrees in Studio Art from SUNY Oneonta and Advertising & Design from FIT. I have many passions including painting, reading, cooking, baking, shooting & photography. I enjoy many of these with my daughter, two sons and my Boxer, Mac.
I have a 30 year financial services background preforming various tasks. I have held roles in institutional block trading, risk management, financial advisory, retail banking and now supervisory position. I spent a total of 21 years at Smith Barney and Lehman Brothers. More recently 7 years at JPMorgan and the last 2 years as an advisor at LPL Financial. I hold the following Licenses: Series 7, 63, 66 and 24 along with insurance licenses.
I gained a great deal of satisfaction in my career as a financial advisor. It was extremely rewarding to be able to help people – and it some cases dramatically change – their lives for the better.
As a Supervisory Principal, my role is to assist the advisors in staying compliant with the always changing regulatory environment. My success will help the advisors have long and productive careers for themselves and their families, while assisting countless people reach their financial goals.
I am passionate about of my sons’ successes regarding their careers and becoming productive contributors to society. More importantly watching my sons become considerate and generous young men.
Nothing inspires me more than seeing someone who has had serious obstacles put in their way whether it be social economic issues, physical or mental issues and succeeded in accomplishing their goals.
Favorite quote: “A goal without a plan is just a wish”
Favorite food: Spaghetti and meatballs
Favorite film: Cool Hand Luke
Team: New York Giants
I have a 12 year financial services background, specializing in client services. I previously worked at Abner Herrman & Brock as well as Hennion and Walsh. I have an Associates in Business Administration from County College of Morris.
The main objective of my role is to provide excellent support to Advisors and their clients. I believe in giving my full effort in everything I do – no matter how big or small the task is. I am inspired by strong, empowered people who aren’t afraid to go for the things they want.
Working at a few different firms, I’ve had the pleasure of interacting with many different types of clients. I enjoy the daily interaction and being able to assist clients with their various requests.
I am most passionate about my family and making sure my children grow up happy, healthy and well-adjusted.
Favorite quote: “Positive thoughts generate positive feelings and attract positive life experiences”, Anonymous
Favorite food: Pizza
Favorite film: Grease and Dirty Dancing
My path to financial services was a bit unconventional. Following my graduation from The College of New Jersey, where I earned a degree in Sociology, I started my career in special education. I worked with a variety of students in need of developmental guidance outside the traditional classroom setting and helped prepare them for independent living.
After nearly a decade in that position, I joined Morgan Stanley. Many of the skills I used in the classroom, such as problem-solving, patience, and adaptability, proved to be valuable in my role in client support. Today, I’ve been in the business for more than 20 years providing a high level of client service in support of top-producing financial advisors. Over the years I’ve worked closely with clients, attorneys, accountants, and office and firm management. I am Series 7 registered and happy to be part of a great team at LPL Financial.
In terms of community-focused volunteer work, I am the proud co-founder of the Paramus Pancreatic Cancer Research Walk. What started as a way to honor my father, and was planned around the dining room table, has grown into a large annual event and a truly rewarding experience. Over the last decade-plus we have raised more than $2 million—every penny of which has gone toward research.
I live with my husband, daughter and rescued Pomeranian mix right across the street from the house in which I grew up. I enjoy cooking, live music, wine, discovering new restaurants, playing cards, and spending time at the beach with family and good friends!
I have been working as a Compliance Analyst for Inc Advisor’s SEC-registered investment advisory firm, Private Portfolio Partners, since 2018 alongside its Chief Compliance Officer. I graduated Summa Cum Laude from Montclair State University with a Bachelors of Arts in Jurisprudence, Law, and Society & Italian.
I am securities registered Series 7 and 24 with LPL Financial and Series 66 registered with Private Portfolio Partners and Gladstone Institutional Advisory. In my spare time, I enjoy spending time with family and friends, traveling, trying new foods, and reading.
Lorena has nearly a decade’s experience supporting top advisors and their clients. She communicates with our clients directly to assist with customer service, paperwork processing, account management/maintenance, and proposal development.
She takes pride in her exceptional service skill set and ability to work well under pressure and deadlines. She services our clients with a high degree of dependability, flexibility and resourcefulness coupled with a highly professional demeanor and attitude.
Lorena enjoys the outdoors and getting exercise. Additionally, she is bilingual, fully fluent in both English and Spanish.
Born and raised in Bergen County, it’s great to be working in Paramus with Inc. Advisors. I graduated from Fairleigh Dickinson University with a BS in Business Management in the early eighties. I started my career on Wall Street, working for a Specialist firm on the floor of the NYSE. I loved the chaotic yet exhilarating atmosphere of the trading floor. I spent five years, eventually managing the firms floor clerks and learning how the Specialist ‘makes markets’, order execution/reporting and trading his own account. I then went to Dreyfus Mutual Funds where I managed a team of sales professionals and met my husband. Eventually, I headed to Citicorp Mortgage to manage a team of customer service reps.
After getting married, I spent several years at home raising my three sons. I was very active in my local PTA and Junior Football Program. I managed the Concession Stand for five plus years raising $10,000 plus to the program annually. During these years, I started a residential cleaning service with an old friend, which grew rapidly, keeping me busy juggling the business and my family. As my children got older, I felt the need to go “back to work” full time and enjoyed several years in the retail arena at both Neiman Marcus and Bloomingdales.
My true passion in life is my love of animals. During my teen years, my family built a log cabin in Delaware County NY where I spent my weekends and developed lifelong friendships. Our weekends centered around our horses, especially trail riding and the equine discipline of Reigning. Currently, I have an English Bulldog named Wally, two cats, two turtles and a family of salt water fish.
Favorite Food- A prime, ribeye steakFavorite Films- Top Gun, Pretty Woman, Trading PlacesFavorite Quote- “Insanity is doing the same thing over and over and expecting a different outcome”-Albert Einstein
Prior to having my 3 children, I managed 2 of the largest accounts worldwide of a major cosmetics company and also held the title of Senior National Artist. During my tenure, I also worked with celebrity clientele, beauty editors, top fashion houses and was featured on Good Morning America. I “retired” to raise my family, but during that time, exercised my entrepreneurial & philanthropic spirit and built a small online cosmetics boutique with over 30 reps nationwide. This new role with INC Advisors is a return to the outside workforce for me and the start of a new chapter in my life, and I’m thrilled to have joined this amazing team that Rich has assembled!
As the first point of contact with our firm, my role is to make our clients, our advisors and our guests feel as valued and as important as they truly are to us.
Growing up I was always aware of the close professional relationship my father had with his financial advisor, which ultimately led to him being able to retire at the age of 50 and live the rest of his life exploring his passions and hobbies. The value of the role my parents’ financial advisor played was never lost on me and I am honored to be even a spoke in the wheel of the vehicle that can help others realize a life and retirement that fulfills all of their dreams. I believe I can add value by taking the initiative, being proactive and adaptable, and always coming to work with a can-do attitude.
On a personal level, I derive the most pleasure from seeing smiles on the faces of those I love. I enjoy trip-planning & travel, great wine and a delicious healthy menu, event-planning, gardening and, to recharge, quiet time with a great book.
I’m inspired by those who walk their talk when no one else is looking. I’m inspired to learn from those who have found success – whatever that may look like in their world – through ingenuity & perseverance and, above all, without compromising their integrity.
Favorite quote: “Whatever you vividly imagine, ardently desire, sincerely believe, and enthusiastically act upon… must inevitably come to pass!”, Paul J. Meyer
Favorite food: Filet Mignon, done black & blue
Favorite film: If I told you that, I’d have to go back and change all of my password hints! 😉
Team: New York Giants & the Auburn Tigers (War Eagle!)
Doug spent the majority of his career as senior executive in the asset management and financial services industry, where he focused on building and leading high-caliber, client-facing teams. The teams he led had an intense focus on fostering strategic, high-quality relationships with professional investors, and were built on a foundation of deep investment education, trust, and the sharing of innovative and creative solutions for client portfolios.
He is now a private investor focused on strategic asset allocation and sourcing non-traditional assets as the managing member of Yulupa Creek Partners, LLC.
Doug was previously a Managing Director (Partner) at Pacific Investment Management Company (PIMCO), where he spent the last 22 years of his formal career, before retiring in 2017. While at PIMCO he was responsible for founding, building and managing PIMCO’s business with fee-based financial advisory firms such as RIAs, Family Offices and Private Banks. Over the years this business grew to over $120 billion of AUM. In 2011 PIMCO acquired a wirehouse distribution capability from parent company Allianz and merged it with the fee-based group to form PIMCO’s Global Wealth Management Group (GWM). Doug served as Managing Director and co-head of GWM, which was a team of 125 employees covering over $300 billion of AUM.
Doug earned his BA in Finance from San Diego State University, and is a CFA Charterholder.
He enjoys traveling, mountain bike riding, is an avid skier and aspiring golfer.
He resides in Newport Beach, California with his wife Marlee. They have two grown children, Nicholas and Taylor.
Jim has spent more than 30 years in the Retail Brokerage Industry in Leadership Development and Coaching. He is a Registered Corporate Coach with the Worldwide Association of Business Coaches and an Adjunct to many fine firms specializing Leadership Development. Jim’s last corporate position was with Morgan Stanley in Talent Management and Leadership Development. While there, he helped build the Management Assessment Center for Managers and provided Advanced Training for field management and Executive Education for high potentials in the field and the home office.
Jim started his career in 1970 with Morgan Guaranty Trust Company as the head of Shareholder Relations. He went on to Management Training positions with Blue-Cross and Blue Shield of NY and CIBA-Geigy (now Norvartis). He became a training professional within the retail brokerage industry in the early 1980s with Merrill Lynch and in the 30+ years since he has held senior level training and development positions with Smith Barney (now Morgan Stanley), PaineWebber (now UBS) and Prudential/Wachovia (now Wells Fargo Advisors). He was also the Regional Business Manager for the Northeast Region of Prudential Securities when they merged with Wachovia. Before joining Morgan Stanley, Jim worked for a consulting firm called TalentQuest where he was the Managing Director of the Northeast Region.
Jim has been married to Beverly since 1972 and they have two daughters, both of whom live and work in the New York metropolitan area. Jim attended St. John’s University undergrad and also has an MBA from Fordham University. Jim and Beverly make their home in Rockland County, NY in the Hudson Valley. They have 4 Grandchildren.
Chris is a senior financial services executive with a successful track record of leading complex organizations and driving strategic, cultural and operating changes to improve client experience, firm profitability and shareholder value. He is also a private equity/venture capital investor and strategic advisor focused on the investment management and financial services/financial technology industry. He is an experienced corporate and non-profit board member.
Chris is currently an Executive Vice President, Strategy & Corporate Development, for Raphael & Associates, a Third-Party Administrator and Independent Claims Adjuster in the insurance industry. He also currently serves as a principal and strategic advisor for two private companies in the financial services space – ETF Global and VETS Indexes. Chris is also the Founder and Managing Partner of CAO Strategic Partners, LLC, an investment firm focused on active investments in small to mid-sized private companies in the financial services industry.
Chris was previously President and a member of the Board of Directors of Victory Capital, a $36 billion, independent, multi-boutique asset management firm with 9 independent investment platforms and over 200 employees focused on active developed and emerging markets equities, core fixed income and quantitative strategic beta strategies for institutional separate accounts, US mutual funds and ETFs. Over his close to 30-year career in investment management, Chris has held numerous senior roles building and leading investment and distribution teams. He has also led several significant M&A transactions as both buyer and seller and strategic initiatives focused on maximizing growth, operational improvements and driving cultural change.
Chris earned his BA in Management from Moravian College, MBA in Finance from Pace University and is a CFA Charterholder. He is a founding member of the Board of Directors for the Metro NY Chapter as well as a member of the national Investor Board for the Gift of Adoption Fund and is a past Trustee of Moravian College.
In his free time, Chris enjoys traveling and playing tennis. He is also a successful professional race car driver, having competed at the highest levels of sportscar racing in the US and Canada.
Chris resides in Franklin Lakes, NJ with his wife Linda and daughters Lauren and Kristen.
The staff and consultants of INC Advisors may be Registered Representatives with the LPL Financial. Securities are offered through LPL Financial – Member FINRA / SPIC. INC Advisors is a separate entity from LPL Financial. The LPL Financial registered representatives associated with this website may discuss and/or transact securities business with residents in all 50 states of the United States of America.